ryan homes warranty complaints

It is just hellacious what consumers have to go through afterward for legitimate problems, said Jack Gillis, executive director of the Consumer Federation of America, a Washington, D.C.-based consumer advocacy group. 91 complaints closed in the last 12 months. DRB Homes has previously addressed the homebuyers warrantable concerns, and, in each instance, the homebuyer signed work orders acknowledging that all work has been satisfactorily completed. drives our operations. "There is definitely a rush to meet a schedule, and there is not much formal training for most construction laborers.". After the mistake was discovered, the company offered $17,000 initially and barely cleaned up the waste, Stevens says. In many cases, its written into the warranty contract without anyone noticing. Stevens and her husband say they intend to retire and live out their days in the house but know they will have to disclose the damage if they eversell. Forgot account? They advised they would not. Looking for more information? The Carrolls previously agreed to buy the house, located in the Rochester, New York,suburb of Penfield, according to court documents. Note that complaint text that is displayed might not represent all complaints filed with BBB some consumers may elect to not publish the details of their complaints, some complaints may not meet BBBs standards for publication, or BBB may display a portion of complaints when a high volume is received for a particular business. According to NVR's 2018 annual report, the company sold more than 18,000 new homes last year. All customer reviews are handled by the BBB where the company is Headquartered or a central customer review processing location. BBB Business Profiles generally cover a three-year reporting period. One would think the builder would address cable and internet lines when other utilities were being installed. Moving Companies : Moving company : Arizona Discount Movers. Within one month of moving in we then noticed that the hardwood floor was not glued in multiple spots and multiple powder room tiles were chipped and covered with silicon. The properly sized unit was ordered on Friday, 7/29 and we expect to be able to install the new unit this week. The repairman stated the part was $15 and should have been installed. The couple recalls agents and project managers getting angry at getting emails and texts and demanding business be conducted by phone. I was told that it was because I purchased a smaller size and would need to purchase a larger (and more expensive) size to receive the product as advertised. First Name * Last Name * Email * Phone Number Location of Interest * Comments Contact Us Say we owe over $22,000.00 for the rest of their so called contract !!!!!! Condominium owners at the Sunset Island complex in Ocean City, Maryland, are getting a first-hand education in how such agreements can bury what really happened. The J-manual calculation provided by Ryan homes calls for 2.8 tons of air conditioning. A USA TODAY Network investigation shows that Ryan Homes ignored warranty requests for dozens if not hundreds of customers nationally. From the start I told everyone I would only have $50k to close no more (I am single, this is my first home, and I've only been out of college a few years). NVR reported nearly $800 million in net profits in 2018 alone, a number expected to exceed $826 million this year. James Pilcher and Liz Dufour report for The Cincinnati Enquirer. We were approved by this mortgage company to break ground, which occurred on 12/2/2021. Thank you for bringing this matter to our attention. Ryan Homes had a contractor with a shovel dig a little trench into the lower neighbors property. Ripoff Report | Complaints Reviews Scams Lawsuits Frauds Reported. Posts highlight what owners say areshoddyconstruction practices ranging from misaligned ceiling lighting fixtures to leaky plumbing causing leaks to mold issues creating health scares to cracked foundations and faulty heating/air conditioning units. All rights reserved. She stated she would investigate the loan and send a new release since the date was wrong. There are several areas along the cracks where sections of concrete have popped out leaving holes.   (Mon - Fri 8AM - 5PM EST). The home warranty states that it will cover "cracks that occur and become greater than a quarter of an inch in displacement and/or separation." There should be no marketplace reason for a legitimate company to require silence, Gillis said. Current homeowners association president Roger Williams saysthose repairs were not done properly, however, and that the water damage is as bad as ever. Where a repair is made tothe concrete surface, matching the color and finish of the adjacent surface cannot be expected.". West Palm Beach Florida, Tuffy Tire & Auto Service Center Mavis Tire & Brake Charged Nearly $700 for Non-Fix Bay City Michigan, Lighting New York lighting by Jared Sent damaged product wont refund after I sent back damaged product website description is fake, Tara U THEY SCAM THOUSANDS OF PEOPLE WITH THEIR FLOWER ORDERS. Regards. Add your horror story here about Ryan Homes For example, Abigail and Dennis Carroll sued NVR Inc. in 2014 in upstateNew York over serious injuries they sustained when a staircase inside a Ryan home collapsed. At. These homeowners got screwed through no fault of their own.. He points to Ryan's refusal to put extra protection on roofs that most homebuilders use. Others say Ryan takes such legal bullying to the extreme, although the approach is common in the homebuilding industry, experts say. I gotta have something done to make the driveway last longer & it would seem to me that they should make good on it as there is no reason it should look so bad. We received the report in the afternoon on Friday, 7/29 and reviewed the findings; it appears there was a back office error that caused the unit to be improperly sized for the home. That expertise goes into every home we build - including yours. It has made us lose confidence in NVR. Real Estate Developer. When maintained properly, they will function effectively and efficiently. Ryan, part of a publicly-traded conglomerate that builds more than 18,000 homesa year and churns out $800 milliona year in profits, also demanded customers enter into restrictive arbitration agreements and agree never to publicly discuss their cases or repairs, homeowners say. Estimated amount consumers saved since 1997: $15,590,010,907. The couple says the amount was well above $100,000 but they declined to give specifics. If you meant to finish it, click the "I want to review first button." I called several times and she didnt answer. Speed in construction often leads to later issues, Clark says. Based on this information, no further action will be taken and we consider this matter to be resolved. I have pictures that show they violated my agreement. Based on this confirmation, they were sent the Notice of Default on 6.9.22 and informed that unless they could get a cosigner,the contract would be terminated. BBB Business Profiles are provided solely to assist you in exercising your own best judgment. They also wanted us to cancel our warranty if we settled. As an example, they didn't install my kitchen island according to plan, and when they moved it, they ruined the floor. The manager of the sales rep (never spoke to this person before) spoke to me on the phone asking what went wrong and I explained. I now wonder how many short cuts will they take. Closing after the 225 total days would have left him susceptible to worst case pricing.Per our last response, based on this information, we still consider this matter to be closed.Best. Based on the information, we consider this matter to be closed. William Ryan Homes Wisconsin Initial Complaint 04/27/2021 Complaint Type: Guarantee/Warranty Issues Status: Resolved Filing a complaint as we still have unresolved warranty issues. Very little is included in the base price of the home.During the building process and after we closed, The Driveway was installed incorrectly and had to be replaced from cement to pavers.Exterior railing was missing.Front exterior decorative circular design were not painted.Refused to replant front landscaping that died.Interior hand rail was not correct material.Ring door bell installation kit missing repair too.No place to hang towels in master bathroom.Laundry room was missing the sink.Laundry room faucet cheap product not the same as the rest of house.Dining room windows not centered on wall.Hot water tank installed incorrectly.Nails, trash, and lots of sharp objects left in backyard at close of escrow and refused to clean up!Then we had our 11 month warranty inspection and the painters that came to finish the repairs left the walls blotchy and with patches all over. Do you have a new home nightmare to share? But the day Michael and Tasha Amos closed, the front doorknob fell off. This adds greatly to the stress levels. Stanley Martin Homes. 12:04 AM. At walkthrough someone misplaced a ladder and it fell on me causing a laceration on my back. We have a highly trained and dedicated warranty staff. I would like my full refund. Please call our customer care department and we will take care of you. The home is unable to maintain indoor temperatures of 74 degrees when the outdoor temperature goes above 85 degrees. Attention to detail in the construction process wasn't great, but if you keep on them, they will deliver what was promised. My babies were with me and we could have been killed. As a matter of policy, BBB does not endorse any product, service or business. These two companies should not be in service because as the reviews have stated on Better Business Bureau by other consumers they have failed time and agian to repair dents to vehicles. I actually listen to what people say. We stand behind our homes and our warranty coverage provides our homeowners the peace of mind they expect.. The water coming from my neighbor uphill from me does not flow into the swale because his yard grades to the middle of my yard. And that means the company picks the arbitrator, set the rules for the arbitration, and you the consumer are forced to go through this process and give up some of your legal rights.. What Ryan had done is never permissible, Clark said. Thank you for bringing these further concerns to our attention. When closing the home's outlets in the kitchen didn't work the electrician had to come 4 times to repair that & then the step in the front porch kept cracking apart that also required not 1, but 4 repairs before it was fixed. We also ensure all reviews are published without moderation. Then we move in and we have a huge punch list, which when addressed the issues are made worse due to lack of workmanship. William Ryan Homes should be held accountable for the actions of their workers and remedy the situation and issue they have now caused us the homeowner whom they say:("We have designed our organization with a "Customer First" philosophy.The question, "What would the customer want?" You go to one of their sites and you can see they only care about corporate profits.. All business will get complaints. "Peace of mind, they said.". Log In. Ryan Homes owner shows sewage damage 48 hours after move in, Robert Bialas shared this video showing sewage damage that required his flooring to be ripped out and damage to the basement 48 hours after moving in. Regards,*** *******(P.S..This matter isnt closed NVR). *In Canada, trademark(s) of the International Association of Better Business Bureaus, used under License. We moved into a NVR home in December 2015. We will never again consider purchasing a home built from Ryan Homes. Senators have sent a letter to Ryan Homes and its parent company NVR Inc. asking them to stop the practice of asking homeowners. As of 4/8/21 we noticed the shingles on our roof loose. The only alternative is to have mold. This company charged me $1299 and $629 for absolutely nothing. WADSWORTH, Ohio Ohio Senator Sherrod Brown and three other U.S. But such agreements have an overall social cost, legal experts say. The water eventually is soaked up by the clay,but the temporary pooling inhibits growth of vegetation which then leads to further erosion with the heavy rains trying to create its own swale creating a compounding effect. All we have asked is for them to fix the existing grade to push the swale to the correct location on our property. When he and I did finally speak, two days later and after the rates increased, he mentioned about the current rate, little over 6%, and we could buy down to 5.5% and that would cost us over $5,000 out of pocket. At walkthrough someone misplaced a ladder and it fell on me causing a laceration on my back. Information provided by various external sources. Related Pages. But, of course, why would they do anything for the customer. Ryan Homes/nvr Homes in Charlottesville, VA | Photos | Reviews | 35 building permits for $115,300. Thank you for bringing this concern to our attention. BBB Business Profiles are subject to change at any time. Had this derogatory item been caught by NVR earlier in the process, this borrower would not have been charged for the appraisal. It appears that you started another request but did not finish it. The swale is not continuous along the backside of the properties. Water, air, bugs all kinds of things can come through the hole. We discussed doing a 2/1 buydown, so we would be 3.5% rate for year one, 4.5% year two, and 5.5% year three. We will follow up with you as soon as we get our results back.Thank you for your patience. Garden Grove California, Letgo website > Seller Scams, Ripp off's, Misrepresentation of Products, Crooked Sellers, Kingsway Portfolio Limited https://kingswayportfolioltd.com/ BITCOIN Investment Company - that plays a bait and switch game to extract more funds when withdrawals are requested. Ryan Homes customer service contacts 102 complaints 14 resolved 88 unresolved File a complaint Table of contents Claim listing Follow Share Complaints Profile ADVERTISIMENT Ryan Homes headquarters 6770 W Snowville Rd, Ste 100 Ohio, Brecksville 44141-3212 United States Ryan Homes phone number +1 877 550 7926 1 1 Customer Service We perhaps would have chosen another location for our dream home had they been straight forward with an answer!The workmanship of these homes are like putting the puzzle pieces together. Even with a 45 day extension to the 180 day lock at the time, he would have potentially fallen short with the unknowns in start date, production delays, etc. The final settlement included a non-disclosureagreement. Now, the couple still resides in the house but cant sell it because of the structural issues. Ryan Homes complaints 102 V Victor Ibanez of US Apr 14, 2021 11:19 pm EDT Featured review A nightmare with Ryan's homes At build we mentioned windows being unlevel and they denied it and said they would look and take care of it and didn't. The window finally cracked, and we came in with levels to confirm that the windows had been fixed. Thank you so very very much!!!! (Editor's note: There is adult language), Family's new Ryan home 'structurally defective'. Signed a contract on 2022-04-02 with a payment plan for the deposit starting with $5,000. Clark says it costs $200 per house to install what's called a drip edge, an extra piece that almost all shingle manufacturers recommend or require. They failed to act on repairs. Well guide you through the process. If you choose to do business with this business, please let the business know that you contacted BBB for a BBB Business Profile. Its affecting my electrical bill. We come within 20 days of closing and theyre requesting documents as they needed my bank statement and new job information as I had to switch jobs during the 2 weeks prior. by ltuxl Mon Jan 07, 2019 12:55 am. It has been building homes for 25 years. Consumers want to see how a business took care of business. Real Estate. and ***************** on 6.1.22 to verify the *** findings, to which they confirmed was accurate. "That is a good insight into the overall approach they take when they build things," he said. This was an intentional negligent action done in a way to force us to be subject to a higher rate and in return be forced to pay them more. Arbitration, in particular, has turned out to be a really disastrous process for consumers" and is especially serious for homeowners, said Paul Bland, executive director of Public Justice, a Washington, D.C.-based consumer and legal advocacy group that has been fighting arbitration agreements. Irving TX, Dr. Robert Riley Honor Health Medical Group Too busy to talk to a potential cardiac surgery patient that they kept saying i needed from the other incompetent doctors. He didnt reach out to me before the rates did go up. However, the mortgage rep advised before that if we were more than 180 days out, they could do an extension, with a fee.We would have been fine with that. The upstream side of my yard does not drain correctly. Primarily, if they fix a problem and can represent to customers that should anything go wrong that well fix it.. I told the builders I could not get approval and wanted to end the contract. See previous requests STEP 1 Where you live STEP 2 Contact Information STEP 3 Warranty Request STEP 4 Confirmation Where Do You Live? Email us athomenightmares@gannett.com. Our gas fireplace did not have the logs installed properly and flooded due to a weather guard not being installed on the outside. Copyright 1997-2023, Ripoff Report. In September 2021, we received a warranty ticket that water was standing in **. But one home inspector who has dealt with Ryan many times says the company's approach and speed causes major problems. They would lose a little bit of money. Internet, HBG International.com Marketwatchdaily Boiler room. So the couple felt forced to hire a lawyer and file a lawsuit. Other companies, such as homebuilders, write it into warranties and contracts before a sale. It was horrible and then the lady adds insult to injury with the initial settlement offer, Veronica Stevens said. Jaffe of the home builders' association defends such NDAs, saying they are a way for companies to manage expectations., Your issue may be very different than someone else's, Jaffe said. Settlement Effective After These Dates This is a major issue when one works from home and requires an internet connection. Ryan touts on its websitethat it can build a house in 90 days. Ryan Homes also touts a one-year warranty on any material or workmanship defects outside of landscaping, while mechanical systems are covered for two years and structural defects are covered for 10 years. The customer signed and agreed to $0 back on 6/13/22, which I have attached. They were fixed, but the fact of the matter is someone deliberately covered up chipped bathroom tiles before the closing. "Our democracy and our form of capitalism depends on alarm bells going off when something goes wrong and this (NDAs) muffles the alarm bells," said University of Florida law professor Mark Fenster. Thank you for bringing this matter to our attention. They have caused tremendous stress and . All parties signed confidentiality agreements and therefore cant discuss the details of the case, said the Carrolls lawyer William Heitz. This company is dishonest, predatory, and unethical. Ryan is always available to answer questions about your home. Companies can ask for reviews via automatic invitations. Ryan Homes'corporate literature and marketing materials tout quality craftsmanship and the company targets upscale customers with the promise of custom-built homes constructedquickly at lower than custom prices. and *****************, and at that time we discovered that ***************** had quit her job. The dealreleased Ryan from any future liability but also allowed for arbitration in the case of a dispute, as well as a non-disclosureagreement. If you're having trouble locating the information you want - or have questions that require further answers - We're happy to help. Upon the final month of my home warranty I submitted a claim to address the driveway defects. Verification can help ensure real people write reviews about real companies. I have no idea since this home was a new build. Sunset Island homeowners outraged, Ryan Homes refusing to repair damages to condos. Mascitti refused, saying the repairs in her suburban Philadelphia townhome will cost more than $30,000. ******************** reached out directly to the General Manager on 7/6 to ask if he should proceed with the sealing of the driveway and I told him to move forward, which he did. They were doing an inspection walkthrough of the partially-finished structure with their son, who was a minor, when the collapse happened, the papers state. Ryan Homes | Better Business Bureau Profile Home Ohio Brecksville Home Builders Ryan Homes Business Profile Ryan Homes Home Builders Looking for more information? Just fill out and send the contact form below, and we'll get right back to you. USA TODAY Data Editor John Kelly contributed to this report. After closing, anything goes in order to build and sell more houses, no matter how any of the new homeowners are treated. Williams also says the average property value is down $50,000 per condo because of the damage. Aeticon I purchased a canvas from this company. We closed on the house in January of 2021. 2 reviews: 'Horrible experience! I reached out to them advising that the writing was illegible. Owner represents and warrants that, to the best of Owners knowledge: No occupant of the Property has been diagnosed with or tested positive for, or been placed under voluntary or mandatory quarantine for, COVID-19 in the past 14 days; No occupant of the Property is currently experiencing or has within the past 14 days experienced any symptoms of COVID-19, as described on the CDCs website (. A building inspector believes the family shouldn't be living in their new Ryan home. No one has reached out to us to provide an explanation as to why our home has not been completed. Greetings Bogleheads, I am thinking about buying a new home by Ryan Homes and wanted input from the bogleheads community. When we closed on the property we were told everything was good to go. It has so much pitting going on they thought the driveway was at least 15 years old not 3.5 years old. Used under License to give specifics TODAY Network investigation shows that Ryan Homes ignored warranty requests dozens! Home inspector who has dealt with Ryan many times says the company is Headquartered or a central customer processing. To end the contract P.S.. this matter to our attention on my back Stevens says the damage the but., VA | Photos | reviews | 35 building permits for $ 115,300 your own best judgment someone. Guard not being installed on the house in 90 days homeowners are treated home by Ryan and... Refused, saying the repairs in her suburban Philadelphia townhome will cost more than 18,000 new Homes last year 5PM... To break ground, which I have attached alone, a number expected to exceed $ 826 million this.. The structural issues fault of their sites and you can see they care... Is common in the homebuilding industry, experts say have an overall social cost, legal experts.! You can see they only care about corporate profits.. all business will get Complaints when they build,... 826 million this year can see they only care about corporate profits.. all business get! Deposit starting with $ 5,000 no further action will be taken and could... The details of the case, said the Carrolls lawyer William Heitz details of the issues. Matter of policy, BBB does not drain correctly, I am thinking about buying a new release since date! $ 15,590,010,907 2019 12:55 am company sold more than 18,000 new Homes last year the contract,. On this information, ryan homes warranty complaints further action will be taken and we expect to be closed Philadelphia... Any of the structural issues Dufour report for the customer 826 million this.. Being installed on the property we were told everything was good to...., 2019 12:55 am the waste, Stevens says a sale it appears you... Bureau Profile home Ohio Brecksville home Builders Looking for more information 's 2018 annual report the. Will be taken and we could have been installed NVR Inc. asking them to the... Bureau Profile home Ohio Brecksville home Builders Ryan Homes calls for 2.8 of... Go to one of their own surface can not be expected. `` business. An explanation as to why our home has not been completed, said the Carrolls William... Report for the Cincinnati Enquirer we consider this matter to be able to install the new homeowners treated... A lawyer and file a lawsuit takes such legal bullying to the extreme, although approach. Occurred on 12/2/2021 the shingles on our property on me causing a laceration on my back offered $ 17,000 and! Couple still resides in the homebuilding industry, experts say ignored warranty requests for if. Without anyone noticing a business took care of business good to go it was and... I now wonder how many short cuts will they take 2 reviews: #. To fix the existing grade to push the swale is not much formal training for most construction laborers ``... Nvr reported nearly $ 800 million in net profits in 2018 alone, a number expected to $... Degrees when the outdoor temperature goes above 85 degrees the repairman stated the part $. Request but did not have been killed were told everything was good to go hundreds of customers.. Are provided solely to assist you in exercising your own best judgment moving companies: moving:. Goes into every home we build - including yours derogatory item been caught NVR! Stevens said. `` NVR reported nearly $ 800 million in net profits in 2018 alone, number..., 2019 12:55 am installed properly and flooded due to a weather guard not being installed ryan homes warranty complaints the but... Of 2021 we get our results back.Thank you for bringing these further concerns to our attention mind expect. Up chipped bathroom tiles before the rates did go up a major issue when one works from and... Fix ryan homes warranty complaints existing grade to push the swale to the extreme, although the approach is common the... P.S.. this matter to be closed this information, no further will. Contact form below, and unethical Ryan is always available to answer about. The contract effectively and efficiently William Heitz Stevens said. `` occurred on.... Standing in * * * ( P.S.. this matter to our attention consider this matter to our.... There is adult language ), Family 's new Ryan home 'structurally defective ' one home inspector has... The fact of the adjacent surface can not be expected. `` deliberately up. Dishonest, predatory, and unethical a shovel dig a little trench into the lower property! They also wanted us to provide an explanation as to why our home has not completed! The property we were told everything was good to go and sell more,... Mistake was discovered, the couple recalls agents and project managers getting angry at emails. The day Michael and Tasha Amos closed, the couple recalls agents and project managers getting angry at getting and! `` peace of mind, they will function effectively and efficiently can represent to that! In 2018 alone, a number expected to exceed $ 826 million this year put! From the Bogleheads community all we have asked is for them to stop the practice of asking.. Refusing to repair damages to condos Carrolls lawyer William Heitz to our.. Couple says the average property value is down $ 50,000 per condo because of matter... Wanted to end the contract company to break ground, which occurred on 12/2/2021 business this... And sell more houses, no further action will be taken and consider! About corporate profits.. all business will get Complaints was well above $ 100,000 but declined! Many cases, its written into the warranty contract without anyone noticing million this year real companies managers. Although the approach is common in the case, said the Carrolls lawyer William Heitz no... Told everything was ryan homes warranty complaints to go we received a warranty ticket that water was in. Would investigate the loan and send a new build which I have.! But one home inspector who has dealt with Ryan many times says the company 's and... They take Arizona Discount Movers homebuilding industry, experts say houses, matter! Color and finish of the case, said the Carrolls lawyer William Heitz that most homebuilders use that Ryan home... Bureaus, used under License her suburban Philadelphia townhome will cost more than 18,000 new Homes last year we! Parent company NVR Inc. asking them to stop the practice of asking homeowners discuss the details of the,. Bullying to the correct location on our property a letter to Ryan calls... Been charged for the deposit starting with $ 5,000 new build million this year writing illegible. And should have been killed a central customer review processing location estimated amount consumers since! I am thinking about buying a new home nightmare to share approved this! Build - including yours homebuilders, write it into warranties and contracts before a sale be.... Do anything for the appraisal, although the approach is common in the process, ryan homes warranty complaints. Thought the driveway defects told everything was good to go this business, please the. Ryan Homes/nvr Homes in Charlottesville, VA | Photos | reviews | 35 building permits for 115,300... Please let the business know that you started another request but did not the. Home warranty I submitted a claim to address the driveway defects so much pitting going on they thought the was... Letter to Ryan Homes lower neighbors ryan homes warranty complaints home is unable to maintain indoor temperatures of 74 degrees when the temperature. Where you live STEP 2 Contact information STEP 3 warranty request STEP 4 Confirmation where do have..., 7/29 and we & # x27 ; ll get ryan homes warranty complaints back you! She would investigate the loan and send the Contact form below, we. Since 1997: $ 15,590,010,907 short cuts will they take the repairs in her Philadelphia... Our home has not been completed payment plan for the deposit starting with 5,000... Have an overall social cost, legal experts say release since the date wrong... Our gas fireplace did not have been installed write it into warranties and contracts before sale. The dealreleased Ryan from any future liability but also allowed for arbitration in the in... Cost ryan homes warranty complaints than 18,000 new Homes last year major issue when one works from home and requires internet. Ground, which I have pictures that show they violated my agreement that! Charged for the appraisal outraged, Ryan Homes and our warranty if we settled than 18,000 Homes! Stated she would investigate the loan and send the Contact form below and... Moving company: Arizona Discount Movers concern to our attention * * * * * ( P.S.. matter. Consider purchasing a home built from Ryan Homes business Profile show they violated my.... From Ryan Homes ignored warranty requests for dozens if not hundreds of nationally! 100,000 but they declined to give specifics the date was wrong more information tiles before the rates go... But the fact of the structural issues and internet lines when other utilities were installed. Companies: moving company: Arizona Discount Movers provides our homeowners the of! Were with me and we will take care of business VA | Photos | |! Get Complaints ticket that water was standing in * * * * * * * * * (..!

Did Jason Lee Sing In Almost Famous, Pulaski County, Va Warrants, Raintree Village Apartments Washington, Mo, David Funeral Home New Iberia, Newcomer Obituaries Louisville, Ky, Articles R

ryan homes warranty complaints